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Lock in low rates while they're young and turn a small gift today into a lifelong advantage.
The Early Life Advantage™
Built using permanent, whole-life
policies designed for children.
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Key Features of Children’s Life Insurance
Features available through select insurance carriers

Convertible to Adult Coverage
Some policies allow coverage amounts to increase when the child reaches adulthood.

Locked-In Insurability
Coverage may remain in force regardless of future health changes.

Cash Value
Growth Potential
Some policies may accumulate value over time.

Parent-Controlled Ownership
Parents or guardians typically manage the policy while the child is young.

Simplified Underwriting
Children’s policies often have streamlined qualification processes.

Flexible
Future Use
Coverage can support future milestones, such as adulthood or family planning.
The features shown represent options that may be available through different insurance carriers. Not all carriers offer the same features, and no single carrier or policy includes all features listed.
Availability varies by carrier, policy type, and state.

Let's Find the Best Children's
Life Insurance Policy Together!
I'm Roxie Allison, your children's life insurance expert.
I shop all the top-rated carriers to find the best coverage at affordable rates.
I'll answer all your questions and make sure to get the right policy for your family. Let's make this easy!
Compare policies from all the top-rated carriers
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